A: What is this returned check fee on my statement?
B: It means you bounced a check.
A: What does that mean?
B: It means you wrote a check but you didn't have enough money in your account to cover it.
A: So my landlord never got paid?
B: No, and the bank charged you a fee.
A: So what do I do now?
B: Do you have enough money to pay your rent?
A: I do, but I think I'm going to pay in cash.
B: Your landlord may also charge you a fee for bouncing the check.
A: I need to be more careful about my spending.
B: Bouncing a check ends up costing you more money.