6. Why My Credit Rating Is Important

What are the three major credit report agencies mentioned in the essay?
1. Visa, MasterCard, and American Express
2. Transunion, Equifax, and Experian
3. Chase, Bank of America, and Wells Fargo
4. FICO, SSN, and APR
What is the most basic aspect of any credit rating?
1. How much money you earn
2. How individuals pay their bills
3. Where you live
4. Your age
What is the general rule regarding how many credit cards to have?
1. No more than one
2. No more than a couple
3. As many as possible
4. At least five
What percentage of your credit card limit does the essay recommend using?
1. No more than 30 percent
2. No more than 60 percent
3. No more than 80 percent
4. No more than 100 percent
If you have a $1,000 credit limit, what balance should you try to keep?
1. About $1,000
2. About $800
3. About $600
4. About $200