A: I am so upset.
B: Oh, no. Talk to me about it.
A: I can't register for a class I really need.
B: Is it full?
A: I have a hold on my record, because my library books were overdue.
B: Can't you just pay the overdue fees?
A: I can't afford it. I'm totally broke.
B: How much do you need?
A: I need $50.
B: Wow, you must have kept those books long past the due date.
A: Yes, I know I am horrible.
B: I'll lend you the money.