1. Health Insurance




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A:I don't understand how health insurance works in the U.S.

B: Do you have health insurance through your job?

A: I'm a part-time employee, so that is not part of my benefits package.

B: You can buy health insurance based on your income.

A: How exactly does that work?

B: If you go to healthcare.gov, you can see what plans you are eligible for.

A: Then what happens?

B: You pay a fee every month and choose a primary care doctor from your plan.

A: What is a primary care doctor?

B: A primary care doctor is the doctor you visit when you have a headache or for regular check-ups.

A: Do I go to my primary care doctor in an emergency?

B: No, in an emergency, you just go to the closest emergency room.