A: How many universities are you applying to?
B: I'm applying to 12 universities.
A: Wow! That's a lot!
B: I just want a lot of options.
A: But it costs a lot of money and time!
B: I get fee waivers.
A: But how about the time? I mean, applying is a lot of work.
B: College applications ask similar questions.
A: Good for you. I'm only applying to three universities.
B: Which ones are you applying to?
A: CSULA, UC Irvine, and Yale.
B: I find it hard to believe that you can limit yourself to only three universities.