13. Asking about Fees

A: What fees does this bank charge?

B: There are different fees depending on the kind of account you have with us.

A: I have a basic checking account.

B: There is no fee for a basic checking account unless you have less than the minimum balance.

A: How much is the minimum balance?

B: You need to have at least $25.00 in your account everyday or else you will pay an $8 monthly fee.

A: Are there overdraft charges?

B: Yes, for each overdraft there is a $35 fee.

A: What about ATM fees?

B: If you use one of our ATMs there is no fee.

A: What if I use another bank's ATM?

B: Then you will be charged $2.00