A: I'd like to make a deposit.
B: Will you be putting this deposit towards the fees you owe?
A: What fees do I owe?
B: You owe an overdraft fee of $35, a minimum balance fee of $8, and an ATM fee of $2.00.
A: So much for free checking.
B: Nothing in this life is free.
A: Take what I owe from the amount I just deposited.
B: Will that be all?
A: I want to close my bank account.
B: I'm so sorry to hear that. Can I ask why?
A: It's because of all the extra fees.
B: Most banks charge fees.